If you stay focused on what you can spend for gifts, your holidays will still be jolly, and you’ll be a lot less stressed in the New Year.
1. Make a list and check it twice. Write down the names of everyone on your mental holiday gift-giving list.
2. If there are people on your list you don’t absolutely have to buy a gift for, cross off their names.
3. Determine how much money you can realistically afford to spend.
4. Decide how much you’ll spend on each person and write that amount next to the person’s name.
5. Add up all the per-person amounts and make sure the total doesn’t exceed the amount you’ve allotted yourself to spend. If it does, go through your list again and cross out more names.
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6. Withdraw that much money (and an extra $20 for things like sales tax, lunch, and parking) from your bank in cash. Leave your credit cards and ATM cards at home. When your cash is gone, it’s gone, and your shopping is done.
7. Request a free gift box and tissue whenever you purchase something.
8. Take advantage of free gift wrapping whenever it is offered.
9. If you’re shopping over several weeks, keep your list with you and stick to it. If you don’t, you could end up buying several gifts for one individual over several different shopping trips.
10. Avoid expensive gift bags. While they seem like an easy way to wrap a gift, a nice gift bag plus tissue paper can cost $6.00. Instead, go to your local dollar store and buy some gift bags for a dollar. You might even find some for 50 cents each, plus you can also buy your wrapping paper, tissue paper, ribbon, and boxes at the dollar store.