In all the bustle of the holiday shopping season, it is important to take the proper precautions to protect your personal and financial information. After all your efforts to make smart financial decisions this holiday, you don’t want to lose your money to the undeserving.
1. Pay attention to your surroundings while shopping and carry your purse or wallet securely. The large crowds and your long to-do list can distract you. Never leave your purse unattended and be sure to guard your wallet against pickpockets in the crowd.
2. Carry only the credit or debit cards you plan to use for your holiday purchases. If your wallet or purse is stolen, fewer accounts will be affected. Never carry your checkbook if you are not planning on using it that day.
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3. Protect your Social Security Number (SSN). Don’t carry anything with your SSN in your wallet. If your health insurance card, for example, uses your SSN as your account number, ask for an alternate identifier. Never write your social security number on a check.
4. Do not take your credit card out of your wallet before you get to the register. This allows you to control the number of people who see the information on your card and also reduces the chance that you will misplace it.