Financial Tips & Tricks

Change is hard, especially when you are strapped for finances and seem to have nothing left for savings at the end of the month. Here are a couple of small ...

1. Purchases made at a merchant’s usual place of business. If you go shopping at the mall and then decide the next day that you spent too much money and ...

Keeping your home warm in the winter can be a challenge with heating bills taking up a larger portion of your budget. The U.S. Energy Information Administration recently projected that ...

Did you miss some of our educational articles last year? Here are a few of the most popular stories.  Invest Today to Improve Tomorrow Take time today to understand ...

The holidays are a time for warm memories, good food, holiday lights and scams. Scammers know that during the holidays people are going to be online looking for gifts and ...

On November 30, 2021, the CFPB’s new Debt Collection Rule became effective. This rule clarifies how debt collectors can communicate with you, and now allows collection agencies to email, text ...

The lure of sweepstakes winnings all too often convinces consumers to send in their own money to claim a “prize” they’ve supposedly “won.” Postcards, letters, e-mails, or phone callers tell ...

1. Start a scavenger hunt. This game adds an element of      competition; urgency and excitement to any day making it memorable. 2. Go camping – even if it’s just in the ...

As a follow up to the article "Know the Difference in Employment Service Firms", before you spend any money responding to job ads, paying for access to job boards, or ...

For many people who experience a car accident, especially for the first time, it can be new territory and a bit disconcerting to know what to do beyond making sure ...

In case you missed them, here are some of the most popular articles from 2020.  The Fair Debt Collection Practices Act and Your Rights For anyone who has had to ...

Americans are more likely than any other nationality to be targeted by scammers. Every year in the U.S., one in ten adults fall victim to a scam or fraud according to ...

A Troll is someone who is using a fake account on social media to spread misleading information, attack or provoke individuals for their own amusement, or gather personal information as ...

On August 28th the IRS issued guidance for employers on how to handle the new pay role tax deferral mandate* by the Trump administration to help individuals affected by the ...

If you aren’t getting approved for credit or loans, or aren’t getting favorable rates for financing, there are ways to improve your credit score.  Here’s a helpful list of Tips ...

Establishing credit after financial challenging times is difficult. You will likely end up paying higher interest rates when you can find it, and you could be targeted by unscrupulous lenders ...

A recent survey indicated that more people would be embarrassed to share their credit scores (30%) than their weight (12%). Here’s some tips to increase your credit score. 1. Dispute ...

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Since we've all had a little more time on our hands lately, and with the uncertainty of public libraries and thrift stores opening any time soon, here are some great ...

With the current state shut-downs and so many people out of work there is an increasing need for financial help. If you find yourself in a financial crisis there are ...

With community shutdowns taking place across the country right now it’s time to review your financial security so that you can maintain some stability in the weeks and months ahead ...

Spring break can be a lot of fun, but it can also destroy your budget. Here are  a few money saving ideas to keep in mind if you're planning to ...

It’s tax time again. Here is some information about the current 2019 tax law. Higher standard deduction.There are two ways to calculate your yearly deductions. The first is to take ...

According to the Automobile Association of America, 112 Million people traveling this coming Christmas week. It’s a crazy time of year and the weather is always a wild card. Winter ...

It’s never too early to start saving for the holidays. If you haven’t already, start setting aside money for those extra holiday expenses. Prepare a budget for gifts and travel ...

If you hate the idea of planning your meals, some great meal-planning resources are available to do it for you. With some meal planning sites you pay as little as $5 ...

Give Them Some Tools While it’s not a bad idea to add a small hammer and screw driver set to your kid’s college bags, the tools they really need are ...

1. What's in the fine print? Before you entertain the idea of applying for a card, you should read the disclosure statement with terms and conditions carefully. What are the ...

"A penny saved is a penny earned." or "Take care of the pennies, and the dollars will take care of themselves." These sayings from previous generations offer an essential piece ...

Everybody wants to save money, but a lot of people aren’t doing it. In fact, according to a recent survey from the ING Group, 27% of Americans have no money ...

April is National Financial Capability month (also known as Financial Literacy Month), and that means, this month, Federal and State agencies, financial institutions, nonprofit organizations and many other entities are ...