It’s come to be that time of year again when we review the old and ring in the new. The holiday break between Christmas festivities and the New Year is a great time to sit down and review your finances and prepare for the coming year. Along with reviewing your budget, setting some attainable personal and financial goals for the new year and reviewing your credit report, here are 6 of our most popular topics this past year for you to review. Get started on the road to financial success in 2020!
Saving or Paying Debt, Which Should Come First?
At the highest, most general level, paying off debt first saves you more money because quite simply, you are likely paying more in interest than you are earning interest. In other words, any debt that you are paying interest on means you are losing money. But that fact doesn’t necessarily mean you should pay off all of your debt before you start saving.
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Twelve Warning Signs of Predatory Lending and Untrustworthy Lenders
Predatory lending is everywhere, usually targeting people who are in desperate need or down on their luck. Predatory lending by definition is any lending practice that benefits the lender to the detriment of the borrower. Look for these 12 warning signs before agreeing to a loan…
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The Five Steps You Should Take If You Fall Victim To Identity Theft
If you believe that you’ve become a victim of identity theft, it’s crucial that you take the following five steps as soon as possible. Make sure you keep a detailed record of your conversations and copies of all correspondence.
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Get ahead in your financial success by wrapping up the year right!
The end of the year can bring a lot of financial stress. There are school supplies to buy, fundraisers popping up for every organization imaginable, and the financial cost of holiday celebrations are just around the corner. Of course, it’s also a great time of year to travel or get out into the community and have some fun – and all of that costs money! While you are working hard to stretch your dollars this season, take some time to get a head start on your financial health for the year to come. Here are some pointers on where to begin.
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6 New Year Resolutions Worth Making
Here is our list of great New Year’s resolutions to make in 2019. How did you do with the list? There’s still time to add some of these ideas to your goals for the coming year. Read more about the best resolutions worth making this year… and every year!
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If you have been experiencing financial struggles this past year, we understand and we are here to help. Our financial councelors are well trained to help you navigate your budget, find ways to control your debt, and get you back on the road to financial success in your life. Contact the Family Financial Education Foundation at www.FFEF.org or call 877-789-4172 and we will offer you a free and confidential consultation to help you find solutions and work toward a brighter financial future. Happy New Year from FFEF!