Articles: Understanding Credit Fair Debt Collection Practices Act It probably comes as no surprise that if you use credit cards, owe money on a personal loan, or are ...Read More Secured Credit Cards – A Good Option to Help Built or Repair Credit In today’s world it’s nearly impossible to buy anything without a bank card. Even if you intend to pay cash ...Read More What Is a Credit Score? According to the FTC publication, Credit Score Facts, “Credit scoring is a system creditors use to help determine whether to ...Read More This New Year set a goal to up your financial game Not sure where to start when it comes to getting your financial life in order? How about taking some time ...Read More Introducing eCredable Lift services Family Financial Education Foundation has partnered with eCredable to help our clients boost their credit scores by offering a service ...Read More The Fair Debt Collection Practices Act and Your Rights For anyone who has had to deal with shady debt collectors it’s not surprising to find that some of these ...Read More Are Credit Bureaus Deceiving Consumers? According to the Consumer Financial Protection Bureau (CFPB), the answer is yes! Everybody knows that your credit score is one ...Read More What Gives Me a Bad Score? To understand your credit score you need to get a better understanding of the factors that affect your credit rating ...Read More Credit: The good, the bad and the nonexistent Credit, What is it? You might, at some point in your life, have faced the need for financial assistance or ...Read More Credit or Debit—Which One Do I Use? You can us a credit card or debit card just about anywhere you go. In fact, many locations won’t accept ...Read More Creditors Seeking Federal Benefits in Your Bank Account? Understanding Your Rights (May 2009 FTC Consumer Alert) If you receive federal benefits and have an unpaid debt, a creditor or the debt collector it hires may get ...Read More Alternative Credit Q&A with eCredible and Steve Ely STEVE ELY: The Equal Credit Opportunity Act (ECOA) is a law enforced by the Consumer Financial Protection Bureau (CFPB). Section ...Read More What is a secured credit card and should I get one? A secured credit card requires that you deposit a specified amount of money with the card issuing company. This money ...Read More Wake Up to the Dangerous Revolving Debt Cycle Thanks to pushback from several government agencies, (see "The Good, the Bad, and the Ugly" article), major credit companies are ...Read More Credit or Debit?—What Should I Do? You can use a credit card or a debit card just about anywhere you go. In fact, many locations won't ...Read More Rebuilding Your Credit and Improving Your Credit Score If you find yourself in a position where you need to rebuild your credit and improve your credit score, don’t ...Read More New Rules for Credit Card Companies Are Good News for Consumers If you are struggling against credit card companies that raise your interest rate every time you hit a bad financial ...Read More What Do All Those Numbers Mean? Have you ever wondered what those numbers and letters mean when people talk about a 401(k) and a 529? Have ...Read More New Credit Card Rules Have Gone Into Effect: What You Need To Know UNFAIR INTEREST CALCULATION Eighty percent of Americans use credit cards. Of that 80%, very few realize that credit card companies ...Read More